:root {
    --celeste-primary: #238dcd;
    --celeste-light: #acdde1;
    --celeste-mid: #68adc8;
    --celeste-dark: #266588;
    --verde-claro: #d5f3d7;
    --white: #ffffff;
    --off-white: #f7fbfe;
    --text-dark: #0d2233;
    --text-mid: #2d4a5e;
    --text-muted: #6a8fa3;
    --border-light: rgba(35, 141, 205, 0.15);
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'Inter', sans-serif;
    font-size: 16px;
    line-height: 1.7;
    color: var(--text-dark);
    background: var(--white);
    overflow-x: hidden;
  }

  /* NAV */
  nav {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 100;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border-light);
    height: 68px;
    display: flex;
    align-items: center;
  }

  .nav-inner {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }

  .logo {
    font-family: 'Playfair Display', serif;
    font-weight: 800;
    font-size: 1.35rem;
    color: var(--celeste-dark);
    letter-spacing: -0.01em;
    text-decoration: none;
  }

  .logo span { color: var(--celeste-primary); }

  .nav-links {
    display: flex;
    align-items: center;
    gap: 2.5rem;
    list-style: none;
  }

  .nav-links a {
    white-space: nowrap;
    font-size: 0.875rem;
    font-weight: 400;
    color: var(--text-mid);
    text-decoration: none;
    letter-spacing: 0.01em;
    transition: color 0.2s;
  }

  .nav-links a:hover { color: var(--celeste-primary); }

  .nav-cta {
    background: var(--celeste-primary);
    color: white !important;
    padding: 0.5rem 1.25rem;
    border-radius: 6px;
    font-weight: 500 !important;
    transition: background 0.2s !important;
  }

  .nav-cta:hover { background: var(--celeste-dark) !important; color: white !important; }

  /* HERO */
  .hero-wrap {
    position: relative;
    min-height: 100vh;
    overflow: hidden;
  }

  .hero-wrap::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 58%;
    height: 100%;
    background: linear-gradient(to right, transparent 0%, var(--off-white) 16%, rgba(172,221,225,0.4) 100%);
    z-index: 0;
  }

  .hero {
    padding: 120px 2.5rem 80px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
    max-width: 1280px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
  }

  .hero-tag {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--celeste-primary);
    background: rgba(35,141,205,0.08);
    padding: 0.35rem 0.9rem;
    border-radius: 50px;
    margin-bottom: 1.5rem;
    border: 1px solid rgba(35,141,205,0.2);
  }

  .hero h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.8rem, 5vw, 4.2rem);
    font-weight: 800;
    line-height: 1.18;
    letter-spacing: -0.01em;
    color: var(--text-dark);
    margin-bottom: 1.75rem;
  }

  .hero h1 em {
    font-style: normal;
    color: var(--celeste-primary);
    position: relative;
  }

  .hero h1 em::after {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--celeste-light);
    border-radius: 2px;
  }

  .hero h1 em.no-underline::after { display: none; }

  .hero-desc {
    font-size: 1.1rem;
    color: var(--text-mid);
    max-width: 480px;
    margin-bottom: 2.5rem;
    line-height: 1.75;
    font-weight: 300;
  }

  .hero-actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
    align-items: center;
  }

  .btn-primary {
    background: var(--celeste-primary);
    color: white;
    padding: 0.85rem 2rem;
    border-radius: 8px;
    font-weight: 500;
    font-size: 0.95rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: background 0.2s, transform 0.15s;
    letter-spacing: 0.01em;
  }

  .btn-primary:hover {
    background: var(--celeste-dark);
    transform: translateY(-1px);
  }

  .btn-secondary {
    color: var(--celeste-dark);
    padding: 0.85rem 1.5rem;
    border-radius: 8px;
    font-weight: 400;
    font-size: 0.95rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    border: 1.5px solid var(--celeste-mid);
    transition: all 0.2s;
  }

  .btn-secondary:hover {
    background: rgba(35,141,205,0.06);
    border-color: var(--celeste-primary);
  }

  /* Hero right: floating stats */
  .hero-visual {
    position: relative;
    padding: 2rem;
  }

  .manifesto-card {
    background: white;
    border: 1px solid var(--border-light);
    border-radius: 20px;
    padding: 2.5rem;
    box-shadow: 0 20px 60px rgba(35,141,205,0.08);
  }

  .manifesto-lines {
    display: flex;
    flex-direction: column;
    gap: 0;
  }

  .manifesto-line {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1rem 0;
    border-bottom: 1px solid rgba(35,141,205,0.08);
  }

  .manifesto-line:last-child { border-bottom: none; }

  .manifesto-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--celeste-primary);
    flex-shrink: 0;
  }

  .manifesto-dot.green { background: #5cb868; }
  .manifesto-dot.light { background: var(--celeste-light); }

  .manifesto-line p {
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.015em;
  }

  .manifesto-line span {
    font-family: 'Inter', sans-serif;
    font-size: 0.8rem;
    font-weight: 300;
    color: var(--text-muted);
    letter-spacing: 0.02em;
    text-transform: uppercase;
  }

  .hero-badge {
    position: absolute;
    top: 0;
    right: 0;
    background: var(--verde-claro);
    border-radius: 20px;
    padding: 1.2rem 1.5rem;
    font-family: 'Inter', sans-serif;
    font-weight: 700;
    font-size: 2rem;
    color: #2d6e33;
    display: flex;
    flex-direction: column;
    align-items: center;
    box-shadow: 0 8px 24px rgba(213,243,215,0.5);
  }

  .hero-badge small {
    font-family: 'Inter', sans-serif;
    font-size: 0.7rem;
    font-weight: 400;
    color: #4a8a50;
    letter-spacing: 0.06em;
    text-transform: uppercase;
  }

  /* SECTION BASE */
  .section {
    padding: 100px 2.5rem;
    max-width: 1280px;
    margin: 0 auto;
  }

  .section-full {
    padding: 100px 0;
  }

  .section-inner {
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 2.5rem;
  }

  .section-tag {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--celeste-primary);
    margin-bottom: 1rem;
  }

  .section-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3.5vw, 2.8rem);
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.2;
    color: var(--text-dark);
    margin-bottom: 1.25rem;
  }

  .section-subtitle {
    font-size: 1.05rem;
    color: var(--text-mid);
    max-width: 560px;
    line-height: 1.75;
    font-weight: 300;
  }

  /* VALORES / PILLARS */
  .pillars-bg {
    background: var(--off-white);
    border-top: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
  }

  .pillars-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
    gap: 2px;
    margin-top: 3.5rem;
  }

  .pillar {
    background: white;
    padding: 2.25rem 2rem;
    border: 1px solid var(--border-light);
    transition: border-color 0.2s, box-shadow 0.2s;
  }

  .pillar:first-child { border-radius: 16px 0 0 16px; }
  .pillar:last-child { border-radius: 0 16px 16px 0; }

  .pillar:hover {
    border-color: var(--celeste-mid);
    box-shadow: 0 8px 32px rgba(35,141,205,0.08);
    z-index: 1;
    position: relative;
  }

  .pillar-icon {
    width: 44px;
    height: 44px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
    font-size: 1.2rem;
  }

  .pillar-icon.blue  { background: rgba(35,141,205,0.12);  color: #238dcd; }
  .pillar-icon.teal  { background: rgba(58,171,189,0.15);  color: #3aabbd; }
  .pillar-icon.green { background: rgba(38,101,136,0.12);  color: #266588; }
  .pillar-icon.mid   { background: rgba(104,173,200,0.18); color: #68adc8; }
  .pillar-icon.navy  { background: rgba(26,79,110,0.12);   color: #1a4f6e; }

  .pillar h3 {
    font-family: 'Playfair Display', serif;
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: -0.01em;
    color: var(--text-dark);
    margin-bottom: 0.6rem;
  }

  .pillar p {
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.65;
  }

  /* RED DE AGENTES */
  .agentes-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
  }

  .agentes-text h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 3vw, 2.6rem);
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.2;
    color: var(--text-dark);
    margin-bottom: 1.25rem;
  }

  .agentes-text p {
    font-size: 1.05rem;
    color: var(--text-mid);
    line-height: 1.75;
    font-weight: 300;
    margin-bottom: 2rem;
  }

  .dot-blue { color: var(--celeste-primary); }

  .check-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.9rem;
    margin-bottom: 2.5rem;
  }

  .check-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.95rem;
    color: var(--text-mid);
  }

  .check-list li span::after {
    content: '';
  }

  .check-list li span {
    position: relative;
  }

  .check-list li span .dot-blue {
    color: var(--celeste-primary);
  }

  .check-icon {
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--verde-claro);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 3px;
    color: #3d7a44;
    font-size: 0.7rem;
    font-weight: 700;
  }


  /* Agentes photo */
  .agentes-photo-wrap {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    margin-bottom: 1.5rem;
    box-shadow: 0 20px 60px rgba(35,141,205,0.12);
    aspect-ratio: 2872 / 1564;
  }

  .agentes-photo-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: left center;
    display: block;
  }

  .agentes-photo-badge {
    position: absolute;
    bottom: 1.25rem;
    left: 1.25rem;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(8px);
    border-radius: 50px;
    padding: 0.45rem 1rem;
    font-size: 0.78rem;
    font-weight: 500;
    color: var(--celeste-dark);
    display: flex;
    align-items: center;
    gap: 0.4rem;
    border: 1px solid rgba(35,141,205,0.2);
  }

  .agentes-photo-badge::before {
    content: '';
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: #5cb868;
    flex-shrink: 0;
  }

  .agentes-visual {
    position: relative;
  }

  .stat-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.25rem;
  }

  .stat-card {
    background: white;
    border: 1px solid var(--border-light);
    border-radius: 16px;
    padding: 1.75rem;
    transition: box-shadow 0.2s;
  }

  .stat-card:hover {
    box-shadow: 0 12px 40px rgba(35,141,205,0.1);
  }

  .stat-card.featured {
    background: var(--celeste-dark);
    border-color: var(--celeste-dark);
    grid-column: 1 / -1;
  }

  .stat-label {
    font-size: 0.75rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 0.5rem;
  }

  .stat-card.featured .stat-label { color: rgba(255,255,255,0.6); }

  .stat-number {
    font-family: 'Playfair Display', serif;
    font-size: 2rem;
    font-weight: 800;
    color: var(--celeste-primary);
    letter-spacing: -0.01em;
    line-height: 1;
  }

  .stat-card.featured .stat-number { color: white; font-size: 1.35rem; letter-spacing: -0.01em; }

  .stat-sub {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-top: 0.3rem;
  }

  .stat-card.featured .stat-sub { color: rgba(255,255,255,0.55); }

  /* MANIFIESTO */
  .manifiesto-bg {
    background: var(--celeste-dark);
    color: white;
  }

  .manifiesto-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
  }

  .manifiesto-left h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2.2rem, 4vw, 3.2rem);
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.18;
    color: white;
    margin-bottom: 1.75rem;
  }

  .manifiesto-left h2 em {
    font-style: normal;
    color: var(--celeste-light);
  }

  .manifiesto-left p {
    font-size: 1rem;
    color: rgba(255,255,255,0.65);
    line-height: 1.8;
    font-weight: 300;
    margin-bottom: 2rem;
  }

  .btn-white {
    background: white;
    color: var(--celeste-dark);
    padding: 0.85rem 2rem;
    border-radius: 8px;
    font-weight: 500;
    font-size: 0.95rem;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    transition: all 0.2s;
  }

  .btn-white:hover { background: var(--verde-claro); }

  .manifesto-statements {
    display: flex;
    flex-direction: column;
    gap: 0;
  }

  .manifesto-stmt {
    border-bottom: 1px solid rgba(255,255,255,0.1);
    padding: 1.5rem 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }

  .manifesto-stmt:first-child { padding-top: 0; }
  .manifesto-stmt:last-child { border-bottom: none; }

  .manifesto-stmt-text {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem;
    font-weight: 700;
    color: white;
    letter-spacing: -0.01em;
  }

  .manifesto-stmt-arrow {
    color: rgba(255,255,255,0.3);
    font-size: 1.2rem;
    transition: color 0.2s, transform 0.2s;
  }

  .manifesto-stmt:hover .manifesto-stmt-arrow {
    color: var(--celeste-light);
    transform: translateX(4px);
  }

  /* FAQ */
  .faq-grid {
    display: flex;
    flex-direction: column;
    gap: 0;
    margin-top: 3.5rem;
    border-radius: 12px;
    overflow: hidden;
    border: 1px solid var(--border-light);
  }

  .faq-item {
    background: white;
    border-bottom: 1px solid var(--border-light);
    padding: 1.5rem 1.75rem;
    cursor: pointer;
    transition: background 0.2s;
  }

  .faq-item:last-child { border-bottom: none; }

  .faq-item:hover { background: var(--off-white); }

  .faq-item.open { background: var(--off-white); }

  .faq-q {
    font-family: 'Playfair Display', serif;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.01em;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    margin-bottom: 0;
  }

  .faq-q-toggle {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: rgba(35,141,205,0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--celeste-primary);
    font-size: 0.8rem;
    flex-shrink: 0;
    font-weight: 700;
    transition: background 0.2s, transform 0.2s;
  }

  .faq-item.open .faq-q-toggle {
    background: var(--celeste-primary);
    color: white;
  }

  .faq-a {
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.7;
    font-weight: 300;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, margin-top 0.2s ease;
    margin-top: 0;
  }

  .faq-item.open .faq-a {
    max-height: 200px;
    margin-top: 0.75rem;
  }

  /* CTA FINAL */
  .cta-bg {
    background: linear-gradient(135deg, var(--off-white) 0%, rgba(172,221,225,0.2) 100%);
    border-top: 1px solid var(--border-light);
  }

  .cta-inner {
    max-width: 720px;
    margin: 0 auto;
    text-align: center;
    padding: 100px 2.5rem;
  }

  .cta-inner h2 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    letter-spacing: -0.01em;
    line-height: 1.2;
    color: var(--text-dark);
    margin-bottom: 1.25rem;
  }

  .cta-inner p {
    font-size: 1.05rem;
    color: var(--text-mid);
    line-height: 1.75;
    font-weight: 300;
    margin-bottom: 2.5rem;
  }

  .cta-actions {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
  }

  /* REGULATORY BANNER */
  .regulatory-banner {
    background: var(--off-white);
    border-top: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
    padding: 2.5rem 2.5rem;
  }

  .regulatory-inner {
    max-width: 1280px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    gap: 2.5rem;
    flex-wrap: wrap;
  }

  .regulatory-badge {
    display: flex;
    align-items: center;
    gap: 1rem;
    flex-shrink: 0;
  }

  .regulatory-icon {
    width: 52px;
    height: 52px;
    background: var(--celeste-primary);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
  }

  .regulatory-icon svg {
    width: 26px;
    height: 26px;
    fill: white;
  }

  .regulatory-label {
    display: flex;
    flex-direction: column;
    gap: 0.3rem;
    align-items: center;
  }

  .regulatory-label strong {
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-muted);
  }

  .regulatory-label span {
    font-family: 'Playfair Display', serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--text-dark);
    letter-spacing: -0.01em;
  }

  .regulatory-divider {
    width: 1px;
    height: 48px;
    background: var(--border-light);
    flex-shrink: 0;
  }

  .regulatory-text {
    flex: 1;
    min-width: 260px;
  }

  .regulatory-text p {
    font-size: 0.9rem;
    color: var(--text-mid);
    line-height: 1.65;
    font-weight: 300;
  }

  .regulatory-text p strong {
    color: var(--text-dark);
    font-weight: 500;
  }

  .regulatory-text p a {
    color: var(--celeste-primary);
    font-weight: 500;
    text-decoration: underline;
    text-decoration-color: rgba(35, 141, 205, 0.4);
  }

  .regulatory-text p a:hover {
    text-decoration-color: var(--celeste-primary);
  }

  .regulatory-cnmv {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--celeste-dark);
    background: rgba(35,141,205,0.08);
    border: 1px solid rgba(35,141,205,0.2);
    padding: 0.4rem 0.9rem;
    border-radius: 50px;
    white-space: nowrap;
    flex-shrink: 0;
  }

  .regulatory-cnmv::before {
    content: '';
    display: inline-block;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--celeste-primary);
  }

  @media (max-width: 768px) {
    .regulatory-divider { display: none; }
    .regulatory-inner { gap: 1.5rem; }
  }

  /* FOOTER */
  footer {
    background: var(--text-dark);
    color: rgba(255,255,255,0.55);
    padding: 4rem 2.5rem 2.5rem;
  }

  .footer-inner {
    max-width: 1280px;
    margin: 0 auto;
  }

  .footer-top {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem;
    padding-bottom: 3rem;
    border-bottom: 1px solid rgba(255,255,255,0.08);
    margin-bottom: 2rem;
  }

  .footer-brand .logo {
    color: white;
    display: block;
    margin-bottom: 1rem;
  }

  .footer-brand p {
    font-size: 0.875rem;
    line-height: 1.7;
    max-width: 280px;
  }

  .footer-social {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-top: 1.5rem;
  }
  .footer-social-label {
    font-size: 0.7rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.4);
  }
  .social-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    border-radius: 8px;
    border: 1px solid rgba(255,255,255,0.14);
    color: rgba(255,255,255,0.7);
    transition: background 0.2s, color 0.2s, border-color 0.2s;
  }
  .social-link:hover { background: var(--celeste-primary); border-color: var(--celeste-primary); color: white; }
  .social-link:focus-visible { outline: 2px solid var(--celeste-light); outline-offset: 2px; }

  .footer-col h4 {
    font-family: 'Playfair Display', serif;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: white;
    margin-bottom: 1.25rem;
  }

  .footer-links {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
  }

  .footer-links a {
    color: rgba(255,255,255,0.5);
    text-decoration: none;
    font-size: 0.875rem;
    transition: color 0.2s;
  }

  .footer-links a:hover { color: var(--celeste-light); }

  .footer-bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.8rem;
  }

  .footer-bottom a {
    color: rgba(255,255,255,0.35);
    text-decoration: none;
    transition: color 0.2s;
  }

  .footer-bottom a:hover { color: var(--celeste-light); }

  /* DIVIDER */
  .divider-section {
    background: var(--celeste-light);
    padding: 2.5rem;
    overflow: hidden;
    white-space: nowrap;
  }

  .ticker {
    display: inline-flex;
    gap: 5rem;
    animation: ticker 20s linear infinite;
  }

  .ticker-item {
    font-family: 'Playfair Display', serif;
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--celeste-dark);
    display: flex;
    align-items: center;
    gap: 1.5rem;
  }

  .ticker-item::after {
    content: '✦';
    font-size: 0.6rem;
    opacity: 0.5;
  }

  @keyframes ticker {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
  }

  /* PRODUCTOS */
  .productos-section {
    background: white;
    border-top: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
  }

  .productos-subtitle-col {
    display: flex;
    flex-direction: column;
    gap: 1.15rem;
  }

  .productos-regulatory-note {
    display: flex;
    align-items: flex-start;
    gap: 0.55rem;
    padding-top: 1rem;
    border-top: 1px solid var(--border-light);
  }

  .productos-regulatory-note svg {
    flex-shrink: 0;
    margin-top: 0.2rem;
  }

  .productos-regulatory-note p {
    font-size: 0.74rem;
    line-height: 1.55;
    color: var(--text-muted);
    margin: 0;
  }

  .productos-regulatory-note p strong {
    color: var(--celeste-primary);
    font-weight: 600;
  }

  .productos-header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: start;
    margin-bottom: 3.5rem;
  }

  .productos-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 1.25rem;
    align-items: stretch;
  }

  .productos-grid .producto-card:nth-child(1) { grid-column: 1 / 3; }
  .productos-grid .producto-card:nth-child(2) { grid-column: 3 / 5; }
  .productos-grid .producto-card:nth-child(3) { grid-column: 5 / 7; }
  .productos-grid .producto-card:nth-child(4) { grid-column: 2 / 4; }
  .productos-grid .producto-card:nth-child(5) { grid-column: 4 / 6; }

  .productos-grid-row2 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem;
    margin-top: 1.25rem;
  }

  .productos-disclaimer {
    margin-top: 2rem;
    background: rgba(35, 141, 205, 0.05);
    border: 1px solid var(--border-light);
    border-radius: 12px;
    padding: 0.9rem 1.25rem;
    display: flex;
    align-items: flex-start;
    gap: 0.65rem;
  }

  .productos-disclaimer svg {
    flex-shrink: 0;
    margin-top: 0.15rem;
  }

  .productos-disclaimer p {
    font-size: 0.85rem;
    line-height: 1.55;
    color: var(--text-mid);
  }

  .producto-card {
    background: var(--off-white);
    border: 1px solid var(--border-light);
    border-radius: 16px;
    padding: 2rem 1.75rem;
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
    transition: border-color 0.2s, box-shadow 0.2s, transform 0.2s;
    position: relative;
    overflow: hidden;
  }

  .producto-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--celeste-primary), var(--celeste-light));
    opacity: 0;
    transition: opacity 0.2s;
  }

  .producto-card:hover {
    border-color: var(--celeste-mid);
    box-shadow: 0 12px 40px rgba(35,141,205,0.1);
    transform: translateY(-3px);
  }

  .producto-card:hover::before {
    opacity: 1;
  }

  .producto-card--wide {
    grid-column: span 1;
    flex-direction: column;
    background: var(--off-white);
  }

  .producto-card--wide h3 { font-size: 0.95rem; }

  .producto-card--wide .producto-tag { margin-top: auto; }

  .producto-icon {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    background: var(--celeste-primary);
    box-shadow: 0 2px 10px rgba(35,141,205,0.25);
  }

  .producto-icon.blue  { background: var(--celeste-primary); }
  .producto-icon.teal  { background: var(--celeste-mid); }
  .producto-icon.green { background: #3aabbd; }
  .producto-icon.mid   { background: var(--celeste-dark); }
  .producto-icon.navy  { background: #1a4f6e; }

  .producto-card h3 {
    font-family: 'Playfair Display', serif;
    font-size: 0.95rem;
    font-weight: 700;
    letter-spacing: -0.01em;
    color: var(--text-dark);
    line-height: 1.3;
  }

  .producto-card--wide h3 { font-size: 1.1rem; }

  .producto-card p {
    font-size: 0.845rem;
    color: var(--text-muted);
    line-height: 1.7;
    flex: 1;
  }

  .producto-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.35rem;
    margin-top: auto;
  }

  .producto-tag {
    display: inline-block;
    font-size: 0.65rem;
    font-weight: 500;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--celeste-primary);
    background: rgba(35,141,205,0.07);
    border: 1px solid rgba(35,141,205,0.15);
    padding: 0.25rem 0.55rem;
    border-radius: 50px;
    white-space: nowrap;
  }



  /* QUIÉNES SOMOS */
  .quienes-bg {
    background: var(--off-white);
    border-top: 1px solid var(--border-light);
    border-bottom: 1px solid var(--border-light);
  }

  .quienes-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
  }

  .vision-cards {
    display: flex;
    flex-direction: column;
    gap: 1px;
  }

  .vision-card {
    background: white;
    border: 1px solid var(--border-light);
    padding: 1.5rem 1.75rem;
    display: flex;
    gap: 1rem;
    align-items: flex-start;
    transition: border-color 0.2s;
  }

  .vision-card:first-child { border-radius: 14px 14px 0 0; }
  .vision-card:last-child { border-radius: 0 0 14px 14px; }

  .vision-card:hover { border-color: var(--celeste-mid); }

  .vision-card-num {
    font-family: 'Inter', sans-serif;
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--celeste-primary);
    opacity: 0.7;
    padding-top: 2px;
    min-width: 20px;
    flex-shrink: 0;
  }

  .vision-card h4 {
    font-family: 'Playfair Display', serif;
    font-size: 0.9rem;
    font-weight: 700;
    color: var(--text-dark);
    margin-bottom: 0.3rem;
    letter-spacing: -0.01em;
  }

  .vision-card p {
    font-size: 0.85rem;
    color: var(--text-muted);
    line-height: 1.65;
  }

  /* RESPONSIVE */
  @media (max-width: 900px) {
    .section { padding: 70px 1.5rem; }
    .section-inner { padding: 0 1.5rem; }
    .agentes-layout, .manifiesto-grid, .quienes-layout { grid-template-columns: 1fr; gap: 3rem; }
    .productos-header { grid-template-columns: 1fr; gap: 1rem; }
    .productos-grid { grid-template-columns: 1fr; }
    .producto-card--wide { grid-column: span 1; flex-direction: column; }
    .faq-grid { grid-template-columns: 1fr; }
    .footer-top { grid-template-columns: 1fr 1fr; }
    .pillars-grid { grid-template-columns: 1fr; }
    .pillar { border-radius: 12px !important; margin-bottom: 1px; }
    .stat-cards { grid-template-columns: 1fr; }
    .stat-card.featured { grid-column: 1; }
  }

  /* NAV — acceso agentes */
  .nav-links { margin-left: auto; }
  .nav-access {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    margin-left: 1.5rem;
    padding: 0.5rem 1.1rem;
    border: 1.5px solid var(--celeste-primary);
    border-radius: 6px;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--celeste-dark);
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.2s, color 0.2s, border-color 0.2s;
  }
  .nav-access:hover { background: var(--celeste-primary); border-color: var(--celeste-primary); color: white; }

  /* NAV — botón hamburguesa (oculto en escritorio) */
  .nav-toggle {
    display: none;
    width: 42px;
    height: 42px;
    margin-left: 0.75rem;
    padding: 0;
    border: 1px solid var(--border-light);
    border-radius: 8px;
    background: white;
    cursor: pointer;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 5px;
    flex-shrink: 0;
  }
  .nav-toggle span {
    display: block;
    width: 18px;
    height: 2px;
    border-radius: 2px;
    background: var(--celeste-dark);
    transition: transform 0.25s, opacity 0.2s;
  }
  nav.menu-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  nav.menu-open .nav-toggle span:nth-child(2) { opacity: 0; }
  nav.menu-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  /* PARTNERS */
  .partners-section { background: var(--off-white); border-top: 1px solid var(--border-light); }
  .partners-header { max-width: 720px; margin-bottom: 3rem; }
  .partners-grid {
    list-style: none;
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.25rem;
  }
  .partner-card {
    background: var(--white);
    border: 1px solid var(--border-light);
    border-radius: 14px;
    min-height: 140px;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 2rem 2.25rem;
    transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
  }
  .partner-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 14px 34px rgba(35,141,205,0.12);
    border-color: rgba(35,141,205,0.35);
  }
  .partner-card img {
    max-width: 100%;
    max-height: 56px;
    width: auto;
    height: auto;
    object-fit: contain;
    display: block;
  }
  .partners-note {
    margin-top: 2rem;
    font-size: 0.8rem;
    color: var(--text-muted);
    max-width: 820px;
  }

  /* ===== RESPONSIVE ===== */

  /* Portátil pequeño / tablet horizontal: el menú completo aún cabe si se compacta */
  @media (max-width: 1280px) {
    .nav-inner { padding: 0 1.5rem; }
    .nav-links { gap: 1.5rem; }
    .nav-links a { font-size: 0.82rem; }
    .nav-cta { padding: 0.45rem 0.95rem; }
    .nav-access { margin-left: 1rem; padding: 0.45rem 0.95rem; font-size: 0.82rem; }
    .logo-img img { height: 44px !important; }
  }

  /* Por debajo de 1080px el menú completo no cabe junto al acceso: se pliega en hamburguesa */
  @media (max-width: 1080px) {
    .nav-toggle { display: flex; }
    .nav-links {
      display: none;
      position: absolute;
      top: 68px; left: 0; right: 0;
      flex-direction: column;
      align-items: stretch;
      gap: 0;
      margin: 0;
      padding: 0.5rem 1.5rem 1.25rem;
      background: rgba(255,255,255,0.98);
      backdrop-filter: blur(12px);
      border-bottom: 1px solid var(--border-light);
      box-shadow: 0 16px 32px rgba(35,141,205,0.10);
    }
    nav.menu-open .nav-links { display: flex; }
    .nav-links li { border-bottom: 1px solid var(--border-light); }
    .nav-links li:last-child { border-bottom: 0; padding-top: 0.9rem; }
    .nav-links a { display: block; padding: 0.9rem 0; font-size: 1rem; }
    .nav-links a.nav-cta { display: inline-block; padding: 0.7rem 1.25rem; text-align: center; }
    .nav-access { margin-left: auto; }

    .hero-wrap { min-height: 0; }
    .hero { grid-template-columns: 1fr; gap: 3rem; padding: 104px 1.5rem 56px; }
    .hero-wrap::before { width: 100%; background: linear-gradient(180deg, var(--off-white) 0%, rgba(172,221,225,0.25) 100%); }
    .hero-visual { max-width: 640px; padding: 2rem 0 0; }
    .pillars-grid { grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); }
    .section-full { padding: 80px 0; }
  }

  @media (max-width: 900px) {
    .hero-visual { display: none; }
    .hero { padding-bottom: 48px; }
    .partners-grid { grid-template-columns: repeat(2, 1fr); }
    .partner-card { min-height: 110px; padding: 1.5rem; }
    .productos-grid .producto-card:nth-child(n) { grid-column: 1 / -1; }
  }

  @media (max-width: 600px) {
    .nav-inner { padding: 0 0.875rem; }
    .logo-img img { height: 34px !important; }
    .nav-links { padding: 0.25rem 0.875rem 1rem; }
    .nav-access { padding: 0.4rem 0.7rem; font-size: 0.78rem; }
    .nav-toggle { margin-left: 0.5rem; width: 40px; height: 40px; }
    .hero { padding: 92px 1.25rem 40px; }
    .hero h1 { font-size: clamp(2.2rem, 10vw, 2.8rem); }
    .section { padding: 56px 1.25rem; }
    .section-inner { padding: 0 1.25rem; }
    .section-full { padding: 64px 0; }
    .footer-top { grid-template-columns: 1fr; gap: 2rem; }
    .footer-brand p { max-width: none; }
    .partner-card img { max-height: 44px; }
    .partners-grid { gap: 0.75rem; }
    .footer-bottom { flex-direction: column; gap: 0.5rem; align-items: flex-start; }
  }

  @media (max-width: 420px) {
    .logo-img img { height: 30px !important; }
    .nav-access { padding: 0.4rem 0.6rem; font-size: 0.74rem; gap: 0.35rem; }
    .nav-toggle { width: 38px; height: 38px; }
  }
  @media (max-width: 340px) {
    .nav-access-text { display: none; }
  }

  @media (prefers-reduced-motion: reduce) {
    .ticker { animation: none; }
    html { scroll-behavior: auto; }
  }